Вы тут:
Главная > Новости > Верховный суд запретил банкам завышать пеню за просроченный кредит

Верховный суд запретил банкам завышать пеню за просроченный кредит

Верховный суд признал незаконной завышенную пеню за просроченный платеж по кредиту.

Об этом говорится в решении ВС/КЦC № 487/7824/15-ц, 06.03.18, пишет Ubr.ua.

Исходя из материалов дела, заемщик заключил с Ощадбанком договор возобновляемой кредитной линии, по которому получил потребительский кредит на сумму 807 тыс. грн. под 17,5% годовых.

Также договором была предусмотрена пеня в 17% за каждый день просрочки платежа.

По иску заемщика этот пункт договора был признан судами недействительным, с чем согласился и Верховный суд, несмотря на то, что банк настаивал, что клиент был ознакомлен с содержанием кредитного договора перед его заключением.

Суд, ссылаясь на ст. 18 ЗУ “О защите прав потребителей”, признал размер пени несправедливой, противоречащей принципам разумности и добросовестности, поскольку такой пункт договора устанавливает требование по уплате непропорционально большой суммы компенсации (более 50% стоимости продукции).

Отметим, что подобные судебные дела встречаются нередко. Часто даже пеня в размере 1% от суммы просроченного платежа за каждый день просрочки признается судами “непропорционально большой суммой компенсации”. Для примера можно привести дело № 2-3562/12 за 21.03.18, которое также дошло до Верховного суда. Ответчиком по нему выступил ОТП Банк.

48 thoughts on “Верховный суд запретил банкам завышать пеню за просроченный кредит

  1. you’re really a good webmaster. The website loading pace is amazing. It seems that you are doing any distinctive trick. Furthermore, The contents are masterwork. you’ve performed a magnificent process on this subject!

  2. Very soon this site will be famous amid all blogging and site-building viewers, due
    to it’s nice content

  3. Whoa! This blog looks just like my old one! It’s on a entirely different subject but
    it has pretty much the same layout and design. Outstanding choice of colors!

  4. Wow, marvelous blog format! How lengthy have you been running a blog for?
    you make running a blog glance easy. The total look of your
    web site is wonderful, let alone the content!

  5. I do agree with all of the concepts you have offered on your post.

    They’re really convincing and will certainly work. Nonetheless,
    the posts are too quick for newbies. Could
    you please lengthen them a bit from subsequent
    time? Thanks for the post.

  6. Terrific article! That is the kind of info that are meant to be shared across the web.

    Shame on Google for not positioning this submit upper!
    Come on over and discuss with my web site . Thanks =)

  7. Hmm is anyone else encountering problems with the
    pictures on this blog loading? I’m trying to figure out if its
    a problem on my end or if it’s the blog. Any suggestions would be
    greatly appreciated.

  8. My spouse and I stumbled over here by a different page and thought I may as
    well check things out. I like what I see so i am just following you.

    Look forward to looking at your web page yet again.

  9. Someone necessarily assist to make significantly articles
    I would state. This is the very first time I
    frequented your website page and up to now? I surprised with
    the research you made to create this particular put up incredible.
    Wonderful task!

  10. I believe what you said made a ton of sense. However, think about this,
    suppose you added a little content? I mean, I don’t wish
    to tell you how to run your blog, however suppose you added a post title that grabbed a
    person’s attention? I mean Верховный суд запретил банкам завышать пеню за просроченный кредит — P-kontrol.in.ua is kinda vanilla.

    You could peek at Yahoo’s home page and see how they create article headlines to grab
    viewers to open the links. You might add a related
    video or a pic or two to grab people excited about
    what you’ve written. In my opinion, it would bring your blog a little
    livelier.

  11. It’s hard to come by experienced people about this topic, however,
    you sound like you know what you’re talking about!
    Thanks

  12. Wow, incredible weblog structure! How long have you been running a blog for?
    you made running a blog glance easy. The overall glance of your website
    is wonderful, let alone the content material!

  13. Remarkable issues here. I’m very satisfied to
    look your article. Thank you a lot and I am having a look ahead to touch you.
    Will you please drop me a mail?

  14. Superb site you have here but I was curious about if you knew of any forums that cover the same
    topics discussed here? I’d really like to be a part of group where I can get
    suggestions from other experienced people that share the same interest.
    If you have any recommendations, please let me know. Thanks!

  15. If some one wants expert view regarding running a blog then i propose him/her to pay a quick visit this web site, Keep up the good job.

  16. What i don’t understood is in truth how you’re no longer actually much more neatly-favored than you might be right now.
    You’re so intelligent. You understand therefore significantly
    relating to this topic, produced me individually
    consider it from so many numerous angles. Its like men and women don’t seem to be fascinated until it’s one thing to
    accomplish with Woman gaga! Your individual stuffs great.
    Always take care of it up!

  17. Unquestionably imagine that that you stated. Your favorite reason appeared to be on the
    web the easiest factor to keep in mind of.
    I say to you, I certainly get irked whilst other people consider issues that they just don’t recognize about.
    You managed to hit the nail upon the highest and defined out the whole thing without having side-effects , other people can take a signal.
    Will likely be again to get more. Thanks

  18. Excellent site you have here.. It’s difficult to find excellent writing like yours
    nowadays. I honestly appreciate people like you!
    Take care!!

  19. I’m not sure the place you are getting your information, however great topic.
    I must spend some time studying much more or understanding more.
    Thanks for great information I was searching for this
    info for my mission.

  20. Hello! I just wanted to ask if you ever have
    any issues with hackers? My last blog (wordpress) was hacked and I ended
    up losing several weeks of hard work due to no back up.
    Do you have any solutions to prevent hackers?

  21. Having read this I thought it was really enlightening. I appreciate
    you taking the time and effort to put this short article together.
    I once again find myself spending a lot of time both reading and commenting.
    But so what, it was still worth it!

  22. Definitely consider that which you said. Your favorite justification appeared to be on the internet the easiest thing to be aware of.

    I say to you, I certainly get annoyed even as other folks think about issues that they plainly don’t realize about.
    You managed to hit the nail upon the highest and outlined out the
    entire thing with no need side effect , people
    can take a signal. Will probably be back to get more.
    Thanks

  23. Hey! Do you know if they make any plugins to assist with Search Engine Optimization?
    I’m trying to get my blog to rank for some targeted
    keywords but I’m not seeing very good success. If you
    know of any please share. Appreciate it!

  24. Hi there! I know this is kind of off topic but I was wondering which blog platform are you using for this website?
    I’m getting tired of WordPress because I’ve had issues with hackers and I’m looking at alternatives for another
    platform. I would be fantastic if you could point me in the direction of a good platform.

  25. I’ll immediately clutch your rss feed as I can not in finding your
    email subscription hyperlink or newsletter service.
    Do you have any? Kindly allow me know in order that I may subscribe.
    Thanks.

  26. Thanks for finally writing about >Верховный суд запретил банкам завышать пеню за просроченный кредит —
    P-kontrol.in.ua <Loved it!

  27. I just couldn’t depart your site prior to suggesting that I actually loved the standard information a person supply to your guests?
    Is going to be again ceaselessly to check out new posts

  28. Hi! I could have sworn I’ve been to this blog before but after browsing
    through some of the post I realized it’s new to
    me. Nonetheless, I’m definitely happy I found
    it and I’ll be bookmarking and checking back often!

  29. Can I simply just say what a comfort to uncover someone that genuinely
    understands what they’re talking about over the internet.
    You certainly know how to bring a problem to light and make it important.
    More people should look at this and understand this side of
    the story. I was surprised you’re not more popular given that
    you definitely have the gift.

  30. Great items from you, man. I’ve remember your stuff previous to
    and you’re just too excellent. I actually like what you have acquired right here, really
    like what you’re stating and the way in which you say it.
    You’re making it enjoyable and you still take care of to stay it sensible.
    I cant wait to read much more from you. That is actually a terrific web site.

  31. Hey there, I think your site might be having browser compatibility issues.
    When I look at your blog in Chrome, it looks fine but when opening
    in Internet Explorer, it has some overlapping. I just wanted to
    give you a quick heads up! Other then that, amazing blog!

  32. What i don’t realize is actually how you are no longer actually much more neatly-appreciated than you might be now.
    You are so intelligent. You realize therefore considerably when it comes to this matter, made me
    individually imagine it from so many varied angles. Its like men and women don’t seem to be interested except it’s something to do with Woman gaga!
    Your own stuffs excellent. All the time care for it up!

  33. Thanks for any other informative web site. Where else may just I am getting that kind of
    information written in such a perfect means?
    I’ve a project that I’m just now working on, and I’ve been on the look
    out for such information.

Добавить комментарий

Top